Privacy Policy

Effective Date: 26 May 2025  |  Last Updated: 26 May 2025

Fincom Consultancy Private Limited (“Fincom”, “we”, “us”, or “our”) operates the website www.fincomcorp.com and the Fincom mobile application (together, the “Platform”). This Privacy Policy explains how we collect, use, disclose and safeguard your personal data when you access or use our Platform. By using the Platform, you consent to the practices described in this Policy.

1. Information We Collect

• Full name, phone number and email address;
• Loan and financial application data (including PAN, income details and supporting documents);
• Device and log information, including IP address, browser type and operating system;
• Location data, only where explicitly permitted by you.

2. How We Use Your Information

• To process financial applications and deliver our advisory services;
• To communicate with you via email, SMS, WhatsApp or telephone;
• To improve our website, application and overall user experience;
• To comply with applicable legal and regulatory obligations.

3. Sharing Your Information

We do not sell your personal data. We may share your data with:

• Banks, NBFCs and lending partners, with your explicit consent, for the purpose of processing your application;
• Service providers such as analytics, hosting and cloud-storage providers (e.g., Google Firebase, Amazon Web Services);
• Government, regulatory or judicial authorities, where required under applicable law.

4. Third-Party Services

Our Platform may use third-party tools including, but not limited to:

• Google Analytics;
• Firebase Authentication / Firestore;
• Google AdMob (where applicable).

These services may collect data in accordance with their own privacy policies, over which we do not exercise control.

5. Data Security

We employ appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure or destruction. However, no method of transmission or storage is entirely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal data only for as long as is necessary to fulfil the purposes for which it was collected, including to satisfy any legal, regulatory, accounting or reporting requirements applicable to us.

7. Your Rights

Subject to applicable law, you may request to:

• Access, correct or update your personal data;
• Request deletion of your personal data;
• Withdraw your consent at any time, where processing is based on consent;
• Nominate another individual to exercise your rights in the event of death or incapacity.

To exercise any of these rights, please contact us at contactus@fincomcorp.com.

8. Grievance Officer

In accordance with applicable data-protection and information-technology laws, you may address any grievance regarding the processing of your personal data to our Grievance Officer:

Grievance Officer
Fincom Consultancy Private Limited
201 Saurabh, Above Union Bank of India, Andheri Kurla Road, Chakala, Andheri East, Mumbai – 400093
Email: contactus@fincomcorp.com
Phone: +91-98922 28804

9. Children’s Privacy

Our services are not directed to children. In accordance with the Digital Personal Data Protection Act, 2023, we do not knowingly process the personal data of any individual below 18 years of age without verifiable consent of a parent or lawful guardian. If you believe a minor has provided us personal data, please contact us for its removal.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date. We encourage you to review this Policy periodically.

11. Contact Us

If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us at:

Fincom Consultancy Private Limited
201 Saurabh, Above Union Bank of India, Andheri Kurla Road, Chakala, Andheri East, Mumbai – 400093
Email: contactus@fincomcorp.com
Website: www.fincomcorp.com